Dubai Land Department Launches Groundbreaking First Time Home Buyer Programme
Dubai, UAE – [Thursday 10th July 2025] In a significant step towards making homeownership more accessible, the Dubai Land Department (DLD) has officially launched the First Time Home Buyer Programme, a transformative initiative designed to support residents in taking their first step onto the Dubai property ladder.
Open exclusively to Emiratis and Dubai residents who currently do not own any freehold residential property in the emirate, the programme offers a range of valuable incentives aimed at easing the path to ownership.
Eligible first-time buyers will benefit from early access to new project launches, preferential pricing on selected units, and exclusive offers from participating developers. These include limited-time discounts on off-plan properties, flexible payment plans, and priority access to both new and existing inventory. In addition, the programme introduces enhanced mortgage solutions, offering improved interest rates, faster approval processes, and reduced associated fees.
“This is a fantastic initiative for aspiring homeowners who may have previously felt priced out of the market,” says Lewis Allsopp, Chairman at Allsopp & Allsopp. “It will unlock real opportunities for a new wave of buyers, particularly in the AED 1 to 5 million price range, where we expect to see increased activity as a result of this scheme.”
Lewis adds, “The First Time Home Buyer Programme opens the door for both new and long-standing residents to invest in one of the world’s most dynamic and fast-growing real estate markets. It is a powerful initiative that supports Dubai’s vision for long-term growth and financial empowerment for its residents.”
The initiative is expected to generate heightened demand within the mid-market segment, offering many more residents the chance to purchase a home in communities previously seen as out of reach. As the programme is capped at AED 5 million, it will not include properties in the luxury segment, where average villa prices have reached AED 41.6 million in 2025. However, there are a wide range of modern, high-quality communities across Dubai that fall well within this price bracket, offering first-time buyers excellent opportunities to enter the market without compromising on lifestyle, location, or long-term investment potential.
By encouraging first-time buyers to enter the market, the First Time Home Buyer Programme supports the emirate’s broader goal of fostering community stability and long-term residency. It also boosts competitiveness in the off-plan market by incentivising developers to present more attractive offers tailored to this growing buyer group. With over 90,000 new residents arriving in Dubai in Q1 2025 alone, this programme arrives at a critical time to meet demand and encourage smart, long-term investment in the city’s thriving property market.
About Allsopp & Allsopp
Allsopp & Allsopp is Dubai’s highest-awarded independent real estate agency. Founded in 2008 by Lewis Allsopp (Chairman) and Carl Allsopp (CEO), the company is recognised for its innovative, transparent approach to real estate, using data-driven tools and expert insights to help clients make informed property decisions.
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